Unwind Debt.

Unlock Growth.

Break free from Merchant Cash Advance debt cycles with strategic relief from attorneys and industry experts who know both sides of the table.

Unwind Debt.

Unlock Growth.

Break free from Merchant Cash Advance debt cycles with strategic relief from attorneys and industry experts who know both sides of the table.

Unwind Debt.

Unlock Growth.

Break free from Merchant Cash Advance debt cycles with strategic relief from attorneys and industry experts who know both sides of the table.

Unwind Debt.

Unlock Growth.

Break free from Merchant Cash Advance debt cycles with strategic relief from attorneys and industry experts who know both sides of the table.

What’s your debt amount?

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Name*

Over $100m in Debt Settled

OUR DEBT FREE CLIENTS HAVE SPOKEN

1

YEARS

EXPERIENCE

1

LAWYERS

WORKING FOR YOU

0 +

SETTLED

DEBT CASES

$ 0

MILLION+

IN DEBT SETTLED

PROVEN TRACK RECORD

We are a vetted, proven team of lawyers and debt relief professionals you can count on!

Delancey Street is a debt relief partner for real businesses with real struggles—offering smart, strategic debt resolution rooted in industry experience, legal precision, and unwavering transparency.

We’re not here to judge – we’re here to clear a path.

As a company founded and managed by prominent attorneys and former debt industry insiders, we combine credibility with empathy to help businesses restructure, rebuild, and grow the right way.

Real People. Real Success.

Real People.
Real Success.

GET STARTED

GET FREE OF DEBT

Name(Required)

HOW IT WORKS

A Clear, Professional
Path Out of Debt

No vague promises. No cookie-cutter solutions. Just a proven process designed by experts who understand both sides of commercial lending.

Start your Delancey program today to be
Debt-free in 6-18 months.

1.

DEDICATED PROFESSIONALS

Our team of experts provides a confidential review of your situation and develops a tailored plan no pressure, just honest guidance.

DEDICATED PROFESSIONALS
1.

DEDICATED PROFESSIONALS

Our team of experts provides a confidential review of your situation and develops a tailored plan no pressure, just honest guidance.

2.

STRATEGIC ANALYSIS

Deep dive into your debts, contracts, and legal position. We identify leverage points and negotiation opportunities.

STRATEGIC ANALYSIS
2.

STRATEGIC ANALYSIS

Deep dive into your debts, contracts, and legal position. We identify leverage points and negotiation opportunities.

3.

EXPERT DEBT NEGOTIATIONS

Our attorneys and former industry insiders supervise all negotiations with creditors, leveraging proven strategies and deep industry experience.

EXPERT DEBT NEGOTIATIONS
3.

EXPERT DEBT NEGOTIATIONS

Our attorneys and former industry insiders supervise all negotiations with creditors, leveraging proven strategies and deep industry experience.

4.

BUSINESS RECOVERY

We guide you through the recovery process with expert oversight, restoring stability and helping your business rebuild stronger.

BUSINESS RECOVERY
4.

BUSINESS RECOVERY

We guide you through the recovery process with expert oversight, restoring stability and helping your business rebuild stronger.

HOW IT WORKS

A Clear, Professional
Path Out of Debt

No vague promises. No cookie-cutter solutions. Just a proven process designed by experts who understand both sides of commercial lending.

Start your Delancey program today to be
Debt-free in 6-18 months.

1.

FREE CONSULTATION

Confidential review of your debt situation with licensed professionals. No pressure, just honest assessment.

FREE CONSULTATION
1.

FREE CONSULTATION

Confidential review of your debt situation with licensed professionals. No pressure, just honest assessment.

2.

STRATEGIC ANALYSIS

Deep dive into your debts, contracts, and legal position. We identify leverage points and negotiation opportunities.

STRATEGIC ANALYSIS
2.

STRATEGIC ANALYSIS

Deep dive into your debts, contracts, and legal position. We identify leverage points and negotiation opportunities.

3.

EXPERT DEBT NEGOTIATIONS

Our attorneys and former industry insiders negotiate directly with creditors using proven strategies.

EXPERT DEBT NEGOTIATIONS
3.

EXPERT DEBT NEGOTIATIONS

Our attorneys and former industry insiders negotiate directly with creditors using proven strategies.

4.

BUSINESS RECOVERY

Confidential review of your debt situation with licensed professionals. No pressure, just honest assessment.

BUSINESS RECOVERY
4.

BUSINESS RECOVERY

Confidential review of your debt situation with licensed professionals. No pressure, just honest assessment.

the delancey difference

Founded by prominent attorneys and merchant cash advance industry experts – we have proven strategies and solutions to get you out of debt and get you on the way to growth.

PROVEN EXPERTISE IN MERCHANT CASH ADVANCE DEBT RELIEF

We resolve MCA debt every day. Our team knows the funders, the contracts, and the tactics. We prioritize stopping harmful ACH debits, stabilizing cash flow, and keeping your doors open while we negotiate real reductions and workable terms you can sustain.

FOUNDED & MANGED BY ATTORNEYS & SEASONED DEBT INDUSTRY EXPERTS

Your case is led by attorneys and seasoned MCA specialists who speak the lender’s language and understand COJs, UCC liens, and stacked advances. We combine legal precision with operator discipline so negotiations are credible, documented, and built to hold up.

DEBT RELIEF TAILORED FOR YOUR BUSINESS, EXECUTED BY OUR EXPERTS

No templates. We analyze agreements, bank statements, AR, and vendor priorities to build a plan around your reality. You get a clear roadmap, controlled communications with funders, and step-by-step execution that protects payroll and operations.

DEDICATED SUPPORT FROM START AND ALL THE WAY TO YOUR DEBT-FREE FUTURE

You work with a single accountable team that manages every detail and keeps you informed. Expect plain-English updates, transparent fees, and post-resolution coaching so you avoid future traps. Our goal is simple: earn your trust and deliver a clean path to a debt-free future.

MEET OUR LEADERSHIP

Behind every Delancey Street strategy is a real expert with real credentials — not a call center script. Our team includes attorneys, negotiators, and debt industry veterans who’ve been on both sides of the table. Click through to meet the people who will personally handle your case, advocate for your business, and work relentlessly to get you the results you deserve.

Vinay Metharamani

Chief Executive Officer &
Co-Founder

Steven M. Raiser, Esq.

Founding Partner &
Chief Legal Officer

Colton Schnall

Chief Operating Officer &
Co-Founder

READY TO BEAT YOUR BAD DEBT?

We’ve helped over 1000+ businesses just like yours get out of bad debt

#delanceygotyou

READY TO BEAT YOUR BAD DEBT?

We’ve helped over 160 businesses just like yours get out of bad debt

#delanceygotyou

WE'RE IN OUR OWN CLASS

NAVIGATE
OUT OF DEBT.

START YOUR DEBT
RELIEF JOURNEY
WITH DELANCEY

START YOUR DEBT RELIEF JOURNEY WITH DELANCEY

FREE CONSULTATION

Name(Required)

PROTECT YOUR BUSINESS. BREAK FREE FROM DEBT. GROW ON YOUR TERMS.

NAVIGATE
OUT OF DEBT.

START YOUR DEBT
RELIEF JOURNEY
WITH DELANCEY

START YOUR DEBT RELIEF JOURNEY WITH DELANCEY

FREE CONSULTATION

Name(Required)

PROTECT YOUR BUSINESS. BREAK FREE FROM DEBT. GROW ON YOUR TERMS.

NAVIGATE
OUT OF DEBT.

START YOUR DEBT
RELIEF JOURNEY
WITH DELANCEY

FREE CONSULTATION

Name(Required)

PROTECT YOUR BUSINESS. BREAK FREE FROM DEBT. GROW ON YOUR TERMS.

PROTECT YOUR BUSINESS.
BREAK FREE FROM DEBT.
GROW ON YOUR TERMS.

NAVIGATE
OUT OF DEBT.

START YOUR DEBT
RELIEF JOURNEY
WITH DELANCEY

START YOUR DEBT RELIEF JOURNEY WITH DELANCEY

FREE CONSULTATION

Name(Required)

PROTECT YOUR BUSINESS. BREAK FREE FROM DEBT. GROW ON YOUR TERMS.

NAVIGATE
OUT OF DEBT.

START YOUR DEBT
RELIEF JOURNEY
WITH DELANCEY

START YOUR DEBT RELIEF JOURNEY WITH DELANCEY

FREE CONSULTATION

Name(Required)

PROTECT YOUR BUSINESS. BREAK FREE FROM DEBT. GROW ON YOUR TERMS.

WE ARE TRUSTED
VOICES IN DEBT
MANAGEMENT
STRATEGY

Delancey Street isn’t just solving debt problems — we’re shaping the conversation around them. Our founders and expert advisors are regularly featured in national media, invited to speak at industry events, and brought into boardrooms by major corporations seeking insight on complex debt, financial risk, and restructuring strategy.

From navigating high-stakes merchant cash advances to protecting business reputation during a downturn, our team’s rare perspective — having operated on both sides of the lending table — makes us a trusted authority in moments that matter. When businesses or journalists need clarity on the evolving debt landscape, they call Delancey.

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WE ARE TRUSTED VOICES IN DEBT MANAGEMENT STRATEGY

Delancey Street isn’t just solving debt problems — we’re shaping the conversation around them. Our founders and expert advisors are regularly featured in national media, invited to speak at industry events, and brought into boardrooms by major corporations seeking insight on complex debt, financial risk, and restructuring strategy.

From navigating high-stakes merchant cash advances to protecting business reputation during a downturn, our team’s rare perspective — having operated on both sides of the lending table — makes us a trusted authority in moments that matter. When businesses or journalists need clarity on the evolving debt landscape, they call Delancey

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Speak to a debt relief expert today

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