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Unwind Debt.

Unlock Growth.

Break free from Merchant Cash Advance debt cycles with strategic relief from attorneys and industry experts who know both sides of the table.

Unwind Debt.

Unlock Growth.

Break free from Merchant Cash Advance debt cycles with strategic relief from attorneys and industry experts who know both sides of the table.

What’s your debt amount?

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Over $100m in Debt Settled

OUR DEBT FREE CLIENTS HAVE SPOKEN

1

YEARS

EXPERIENCE

1

LAWYERS

WORKING FOR YOU

0 +

SETTLED

DEBT CASES

$ 0

MILLION+

IN DEBT SETTLED

PROVEN TRACK RECORD

We are a vetted, proven team of lawyers and debt relief professionals you can count on!

Delancey Street is a debt relief partner for real businesses with real struggles—offering smart, strategic debt resolution rooted in industry experience, legal precision, and unwavering transparency.

We’re not here to judge – we’re here to clear a path.

As a company founded and managed by prominent attorneys and former debt industry insiders, we combine credibility with empathy to help businesses restructure, rebuild, and grow the right way.

Real People. Real Success.

Real People.
Real Success.

GET STARTED

GET FREE OF DEBT

Name(Required)

HOW IT WORKS

A Clear, Professional
Path Out of Debt

No vague promises. No cookie-cutter solutions. Just a proven process designed by experts who understand both sides of commercial lending.

Start your Delancey program today to be
Debt-free in 6-18 months.

1.

DEDICATED PROFESSIONALS

Our team of experts provides a confidential review of your situation and develops a tailored plan no pressure, just honest guidance.

DEDICATED PROFESSIONALS
1.

DEDICATED PROFESSIONALS

Our team of experts provides a confidential review of your situation and develops a tailored plan no pressure, just honest guidance.

2.

STRATEGIC ANALYSIS

Deep dive into your debts, contracts, and legal position. We identify leverage points and negotiation opportunities.

STRATEGIC ANALYSIS
2.

STRATEGIC ANALYSIS

Deep dive into your debts, contracts, and legal position. We identify leverage points and negotiation opportunities.

3.

EXPERT DEBT NEGOTIATIONS

Our attorneys and former industry insiders supervise all negotiations with creditors, leveraging proven strategies and deep industry experience.

EXPERT DEBT NEGOTIATIONS
3.

EXPERT DEBT NEGOTIATIONS

Our attorneys and former industry insiders supervise all negotiations with creditors, leveraging proven strategies and deep industry experience.

4.

BUSINESS RECOVERY

We guide you through the recovery process with expert oversight, restoring stability and helping your business rebuild stronger.

BUSINESS RECOVERY
4.

BUSINESS RECOVERY

We guide you through the recovery process with expert oversight, restoring stability and helping your business rebuild stronger.

HOW IT WORKS

A Clear, Professional
Path Out of Debt

No vague promises. No cookie-cutter solutions. Just a proven process designed by experts who understand both sides of commercial lending.

Start your Delancey program today to be
Debt-free in 6-18 months.

1.

FREE CONSULTATION

Confidential review of your debt situation with licensed professionals. No pressure, just honest assessment.

FREE CONSULTATION
1.

FREE CONSULTATION

Confidential review of your debt situation with licensed professionals. No pressure, just honest assessment.

2.

STRATEGIC ANALYSIS

Deep dive into your debts, contracts, and legal position. We identify leverage points and negotiation opportunities.

STRATEGIC ANALYSIS
2.

STRATEGIC ANALYSIS

Deep dive into your debts, contracts, and legal position. We identify leverage points and negotiation opportunities.

3.

EXPERT DEBT NEGOTIATIONS

Our attorneys and former industry insiders negotiate directly with creditors using proven strategies.

EXPERT DEBT NEGOTIATIONS
3.

EXPERT DEBT NEGOTIATIONS

Our attorneys and former industry insiders negotiate directly with creditors using proven strategies.

4.

BUSINESS RECOVERY

Confidential review of your debt situation with licensed professionals. No pressure, just honest assessment.

BUSINESS RECOVERY
4.

BUSINESS RECOVERY

Confidential review of your debt situation with licensed professionals. No pressure, just honest assessment.

the delancey difference

Founded by prominent attorneys and merchant cash advance industry experts – we have proven strategies and solutions to get you out of debt and get you on the way to growth.

PROVEN EXPERTISE IN MERCHANT CASH ADVANCE DEBT RELIEF

We resolve MCA debt every day. Our team knows the funders, the contracts, and the tactics. We prioritize stopping harmful ACH debits, stabilizing cash flow, and keeping your doors open while we negotiate real reductions and workable terms you can sustain.

FOUNDED & MANGED BY ATTORNEYS & SEASONED DEBT INDUSTRY EXPERTS

Your case is led by attorneys and seasoned MCA specialists who speak the lender’s language and understand COJs, UCC liens, and stacked advances. We combine legal precision with operator discipline so negotiations are credible, documented, and built to hold up.

DEBT RELIEF TAILORED FOR YOUR BUSINESS, EXECUTED BY OUR EXPERTS

No templates. We analyze agreements, bank statements, AR, and vendor priorities to build a plan around your reality. You get a clear roadmap, controlled communications with funders, and step-by-step execution that protects payroll and operations.

DEDICATED SUPPORT FROM START AND ALL THE WAY TO YOUR DEBT-FREE FUTURE

You work with a single accountable team that manages every detail and keeps you informed. Expect plain-English updates, transparent fees, and post-resolution coaching so you avoid future traps. Our goal is simple: earn your trust and deliver a clean path to a debt-free future.

MEET OUR LEADERSHIP

Behind every Delancey Street strategy is a real expert with real credentials — not a call center script. Our team includes attorneys, negotiators, and debt industry veterans who’ve been on both sides of the table. Click through to meet the people who will personally handle your case, advocate for your business, and work relentlessly to get you the results you deserve.

Vinay Metharamani

Chief Executive Officer & Co-Founder

Steven M. Raiser, Esq.

Founding Partner &
Chief Legal Officer

Colton Schnall

Chief Operating Officer & Co-Founder

Max Soni

Chief Marketing Officer & Founder

Lauren Staffieri

Senior Director of Operations

READY TO BEAT YOUR BAD DEBT?

We’ve helped over 1000+ businesses just like yours get out of bad debt

#delanceygotyou

READY TO BEAT YOUR BAD DEBT?

We’ve helped over 160 businesses just like yours get out of bad debt

#delanceygotyou

WE'RE IN OUR OWN CLASS

NAVIGATE
OUT OF DEBT.

START YOUR DEBT
RELIEF JOURNEY
WITH DELANCEY

START YOUR DEBT RELIEF JOURNEY WITH DELANCEY

FREE CONSULTATION

Name(Required)

PROTECT YOUR BUSINESS. BREAK FREE FROM DEBT. GROW ON YOUR TERMS.

NAVIGATE
OUT OF DEBT.

START YOUR DEBT
RELIEF JOURNEY
WITH DELANCEY

START YOUR DEBT RELIEF JOURNEY WITH DELANCEY

FREE CONSULTATION

Name(Required)

PROTECT YOUR BUSINESS. BREAK FREE FROM DEBT. GROW ON YOUR TERMS.

NAVIGATE
OUT OF DEBT.

START YOUR DEBT
RELIEF JOURNEY
WITH DELANCEY

FREE CONSULTATION

Name(Required)

PROTECT YOUR BUSINESS. BREAK FREE FROM DEBT. GROW ON YOUR TERMS.

PROTECT YOUR BUSINESS.
BREAK FREE FROM DEBT.
GROW ON YOUR TERMS.

NAVIGATE
OUT OF DEBT.

START YOUR DEBT
RELIEF JOURNEY
WITH DELANCEY

FREE CONSULTATION

Name(Required)

PROTECT YOUR BUSINESS. BREAK FREE FROM DEBT. GROW ON YOUR TERMS.

NAVIGATE
OUT OF DEBT.

START YOUR DEBT
RELIEF JOURNEY
WITH DELANCEY

FREE CONSULTATION

Name(Required)

PROTECT YOUR BUSINESS. BREAK FREE FROM DEBT. GROW ON YOUR TERMS.

WE ARE TRUSTED
VOICES IN DEBT
MANAGEMENT
STRATEGY

Delancey Street isn’t just solving debt problems — we’re shaping the conversation around them. Our founders and expert advisors are regularly featured in national media, invited to speak at industry events, and brought into boardrooms by major corporations seeking insight on complex debt, financial risk, and restructuring strategy.

From navigating high-stakes merchant cash advances to protecting business reputation during a downturn, our team’s rare perspective — having operated on both sides of the lending table — makes us a trusted authority in moments that matter. When businesses or journalists need clarity on the evolving debt landscape, they call Delancey.

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WE ARE TRUSTED VOICES IN DEBT MANAGEMENT STRATEGY

Delancey Street isn’t just solving debt problems — we’re shaping the conversation around them. Our founders and expert advisors are regularly featured in national media, invited to speak at industry events, and brought into boardrooms by major corporations seeking insight on complex debt, financial risk, and restructuring strategy.

From navigating high-stakes merchant cash advances to protecting business reputation during a downturn, our team’s rare perspective — having operated on both sides of the lending table — makes us a trusted authority in moments that matter. When businesses or journalists need clarity on the evolving debt landscape, they call Delancey

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REQUEST A CONSTULATION

Speak to a debt relief expert today

Name(Required)

Vinay Metharamani

Co-Founder, Chief Executive Officer

Vinay is a serial entrepreneur with a deep pedigree in financial services, business building, and turnaround execution. After launching his first venture straight out of college and living through both rapid growth and painful debt cycles, he co-founded Delancey Street Group to give owners the partner he wished he had. He has led the firm’s strategy and operations, personally steering complex restructurings, developing proprietary methodologies for merchant cash advance workouts, and building a nationwide network of creditor relationships. His track record includes restructuring hundreds of businesses and preserving thousands of jobs, establishing him as a recognized voice in sustainable small-business debt solutions.
 
In his Delancey leadership role, Vinay brings the rare mix of boardroom credibility and founder empathy. He can read complicated financials and convert them into cash-flow models clients can run, negotiate with lenders as a trusted counterpart, and design post-restructure growth plans that restore stability and confidence. Day to day, he drives pipeline quality, case strategy, and reporting discipline, while coaching owners to avoid future debt traps through clear education and transparent communication. The value to Delancey and its clients is simple: faster, cleaner resolutions, better creditor outcomes, durable recoveries for operators, and a scalable playbook that strengthens the brand’s reputation as the compassionate, effective choice for business debt relief.

Steven M. Raiser, Esq.

Founding Partner & Chief Legal Officer

Steven M. Raiser is a founding partner and Chief Legal Officer of Delancey Street Group LLC, bringing over 20 years of legal experience and admission to practice before the U.S. Supreme Court. As an attorney, former prosecutor, and commissioned military officer with combat deployment in Iraq, Steven combines legal mastery, leadership under pressure, and strategic insight to guide complex business debt restructuring and litigation.
At Delancey Street, he personally manages high-stakes creditor negotiations, develops litigation strategies, and oversees all legal operations, pioneering merchant cash advance defense tactics that have resolved tens of millions in business debt. Previously, he co-founded Raiser, Kenniff & Lonstein, P.C., handled high-profile prosecutions at the Nassau County District Attorney’s Office, and represented vulnerable populations in New York family courts.
A recognized thought leader, Steven regularly appears as a legal analyst on FOX News, CNN, and Court TV, and speaks nationally on debt relief, regulatory issues, and veterans’ advocacy. His career is guided by a simple philosophy: “Fight for the underdog—whether a soldier, a defendant, or a business owner—ensuring everyone gets the representation they deserve.

Colton Schnall

Chief Operating Officer & Co-Founder

Colton Schnall is the Chief Operating Officer and Co-Founder of Delancey Street Group LLC, bringing expertise in operational strategy, real estate, and distressed business management. A graduate of NYU’s Schack Institute of Real Estate and former Division III hockey starter, Colton combines analytical rigor with discipline, teamwork, and performance under pressure to guide complex multi-creditor negotiations and business turnarounds.
At Delancey Street, he oversees operational strategy for high-stakes client cases, develops turnaround plans, implements sustainable post-restructure business models, and pioneers location-based debt solutions. His work spans merchant cash advance restructuring, multi-location retail operations, and rapid business stabilization, consistently delivering above-average debt reductions while preserving client operations.
Colton’s philosophy is simple: “Business debt isn’t just about numbers—it’s about timing, strategy, and execution. My role is to see the whole playing field, move each piece effectively, and get our clients back to winning.”

Maxinder “Max” Soni

Chief Marketing Officer & Founder

Maxinder Soni is the Founder and Chief Marketing Officer of Delancey Street Group LLC, bringing a lifetime of entrepreneurial experience and digital marketing expertise to the business debt relief industry. A serial entrepreneur who launched his first business at age 17, Max has been recognized by Forbes, Entrepreneur Magazine, GoDaddy, and American Express for his innovative approaches to digital business development and thought leadership.
At Delancey Street, Max drives marketing, branding, and client acquisition strategies, building the company’s digital presence from the ground up and creating educational content that empowers business owners to make informed debt decisions. He has developed systematic lead generation processes, compliance-focused marketing strategies, and strategic partnerships that have generated thousands of clients while establishing the firm as a trusted authority in the industry.
Max combines analytical rigor with entrepreneurial creativity, leveraging his early experience building and selling major financial services websites to design scalable marketing solutions that drive growth and strengthen client relationships. Guided by his philosophy—“Marketing isn’t about selling; it’s about educating and empowering. When you genuinely help people, growth follows naturally”—Max ensures Delancey Street not only reaches more businesses but also builds lasting trust and industry leadership.